Auto Loan
Looking for a stress-free car buyingor leasing experience? You’ve come to the right place!
We can help you through the entire car buying and leasing process.Take advantage of:
- · Competitive loan rates on new and usedvehicles, including motorcycles.
- · Assistance finding your next car.
- · No down payment or security deposit required.*
- · Flexible lease terms.
- · Trade-in appraisals.
- · In person and virtual support.
- · Extended warranties.
Click the "Apply Now" button to start yourapplication today! For our current rates, visit www.ecu.com/rates.
*Restrictions apply.
Subject to credit approval. Rates are subject to change. Interest will still accrue during the period of nonpayment.
Cashback Signature Visa®
EARN 1.5% UNLIMITED CASH BACK on all purchases and take advantage of:
- · Competitive rates.
- · No annual fees.
- · No fees on balance transfers.
- · Card customization with Design My Card.
- · Skip-a-payment option available each January.
- · Trip cancellation/interruption coverage.
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
$5,000 minimum credit line.
Subject to credit approval. Rates are subject to change. Interest will still accrue during the period of nonpayment.
HELOC
If you have equity in your primary home, why not use it to complete some goals on your to-do list?
With a Home Equity Line of Credit, you have two options:
- · Borrow up to 80% of your home's value at a low rate.
- · Borrow up to 100% of your home’s value at a slightly higher rate.
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
Borrow up to 80% of your home’s value, and the max loan amount is $350,000. Must be owner occupied and primary residence. Closing costs and other fees apply. Closing costs typically $161. If required, appraisal typically costs $375. Subject to underwriting approval. Property insurance required. Subject to credit approval. Rates are subject to change.
Home Equity
Whether you need to complete a renovation project, consolidate debt or take a vacation, a Home Equity Loan can help you pay for these expenses.
With a Home Equity Loan, you have two options:
- · Borrow up to 80% of your home's value at a low rate.
- · Borrow up to 100% of your home’s value at a slightly higher rate.
Borrow up to 80% of your home’s value, and the max loan amount is $350,000. Must be owner occupied and primary residence. Closing costs and other fees apply. Closing costs typically $161. If required, appraisal typically costs $375. Subject to underwriting approval. Property insurance required. Subject to credit approval. Rates are subject to change.
Personal Loan
Got some lingering debt? Interested in consolidating that debt or rebuilding your credit? Need to pay for an emergency? A personal loan from Educators can help!
Together, we’ll go over loan options that will fit your budget and help meet your goals. Our application is simple and only takes a few minutes.
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
Subject to credit approval. Rates are subject to change.
Platinum Visa®
With the Educators Visa® Platinum credit card, you can enjoy low rates and big rewards!
You can also take advantage of:
- · Competitive and fixed interest rates.
- · No annual fees.
- · No fees on cash advances or balance transfers.
- · Flexible credit limits starting at $500.
- · uChoose Rewards® points on every dollar you spend.
- · Card customization with Design My Card.
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
Subject to credit approval. Rates are subject to change.
Recreational Vehicles
We offer loans for all your local and cross-country adventures!
We can help you with financing for your:
- · Motorhome
- · Trailer
- · Camper
- · ATV
- · Boat
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
Subject to credit approval. Rates are subject to change.
Share Secured Loans
A share secured loan uses the balance in your savings account as collateral. If approved, the amount in your savings account equal to the loan amount will be frozen until the loan is paid off. Once the loan is paid off, the money in your savings account will be available to use again.
This is the perfect loan if you want to:
- · Repair your credit history.
- · Borrow money for the first time.
- · Improve your credit score.
- · Protect and rebuild your savings.
Click the "Apply Now" button to start your application today! For our current rates, visit www.ecu.com/rates.
Subject to credit approval. Rates are subject to change.